In the past prospective home buyers turned exclusively to their bank for their mortgage needs, but you now have more options at your disposal with the growing presence of mortgage brokers. Mortgage brokers are becoming more popular as we have access to multiple lenders and mortgage rates. In addition to having access to the major banks, mortgage brokers also have access to other provincially regulated and private mortgage lenders. Those lenders include Credit Unions, Monoline mortgage lenders and private lenders. Choice allows us to ensure the features of the mortgage are aligned to the our clients needs. We shop the market for you to secure the best overall cost of borrowing for your unique needs. We also access exclusive deals not available on the open market. Our volume discounts are passed directly to you so we always offer our best rates upfront.

We have access to, and knowledge of, the entire mortgage market. We know which lenders will consider your case so it will save you time and give you peace of mind when trying to find a lender. Banks can only access and offer their own rates and products, which may not be the best option for you.

By working with a licensed mortgage professional, you have a trusted advisor and problem solver, who is best positioned to navigate these changes and present options. As the lending environment changes, brokers keep up to date with all these changes and have access to a variety of lenders.

No one is more knowledgeable and more informed than we are.